Terms And Conditions

Terms and Conditions

Effective Date: 11/19/2024

to CreditBright! These Terms and Conditions govern your use of our website and services. By accessing or using our services, you agree to be bound by these Terms. Please read them carefully before proceeding.


1. Acceptance of Terms

By accessing or using CreditBright’s website and services, you agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, please discontinue use of our services immediately.


2. Eligibility

To use our services, you must:

  • Be at least 18 years of age.
  • Provide accurate, complete, and current information during registration.
  • Comply with these Terms and applicable laws.

3. Services

CreditBright provides credit repair services to assist clients in addressing inaccuracies in their credit reports.

  • We do not guarantee specific results or credit score improvements.
  • The success of our services depends on various factors, including client cooperation.
  • Services are provided based on the plan selected by the client.

4. Payments and Fees

  • All fees for our services are detailed during the enrollment process.
  • By subscribing to a plan, you authorize us to charge your chosen payment method for all associated fees.
  • Refunds are subject to our Refund Policy, which may vary by service plan.

5. Client Responsibilities

You agree to:

  • Provide accurate and complete information necessary for us to deliver our services.
  • Respond to our communications promptly.
  • Inform us of any changes to your personal or financial information that may affect the delivery of our services.

6. Prohibited Activities

You agree not to:

  • Use our services for illegal or unauthorized purposes.
  • Provide false, misleading, or fraudulent information.
  • Engage in behavior that disrupts or interferes with the operation of our website or services.

7. Intellectual Property

All content on our website, including text, graphics, logos, and software, is the property of CreditBright and protected by copyright and trademark laws. You may not use, copy, or distribute this content without our express permission.


8. Disclaimer of Warranties

Our services are provided “as is” and “as available” without warranties of any kind, either express or implied.

  • We do not guarantee specific outcomes or credit score improvements.
  • We are not responsible for actions taken by credit bureaus or third-party creditors.

9. Limitation of Liability

To the fullest extent permitted by law, CreditBright shall not be liable for:

  • Any indirect, incidental, or consequential damages arising from your use of our services.
  • Loss of data, profits, or business opportunities, even if we were advised of such risks.

10. Termination

We reserve the right to terminate your access to our services at any time, with or without notice, for violating these Terms or engaging in prohibited activities.


11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of [Insert State]. Any disputes shall be resolved exclusively in the courts located in [Insert State].


12. Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting. Continued use of our services constitutes your acceptance of the updated Terms.


13. Contact Us

If you have any questions or concerns about these Terms and Conditions, please contact us at:
Email: support@creditbright.net

By using CreditBright’s services, you acknowledge that you have read, understood, and agreed to these Terms and Conditions. Thank you for trusting us to assist you in your credit repair journey.